Looking on the bright side has many positive benefits, including building healthier financial habits. The problem is we are fighting against science, and research reveals  that our brains are wired to gravitate toward negative thinking. Optimism may not come naturally, but like any habit, practice can shift your mindset and ultimately your outcome.

Give it try. Here are three tips to help you build a habit of positivity.

Practice gratitude.

Take time each day to focus on the good in your life. Learn to be content with the things you have. Building an attitude of gratitude can help you curb cravings that drain your finances. You know, those things you really want but don’t actually need or cannot comfortably afford.

Seek progress not perfection.

The best way to achieve success is to break down your bigger goals into baby steps. For example, if you are trying to build your savings; each day you choose to take your lunch to work, or skip buying your morning latte is one step closer toward reaching your goal. If you have a weak moment and splurge on an expense, acknowledge it and then get back on track.

Expect success instead of worrying about failure.

Stressing over the problem leads to negative thinking, which leads to anxiety, fear and depression. And depression often leads to inactivity. Negative thoughts focus on the obstacle not the solution. When we put our mind on success, we shift our focus toward the steps to achieving our goal. Basically, optimists are more likely to engage in healthier habits than pessimists.

As inguist Noam Chomsky said, “Optimism is a strategy for making a better future. Because unless you believe that the future can be better, it's unlikely you will step up and take responsibility for making it so. If you assume that there's no hope, you guarantee that there will be no hope."

Security Bank invests in the financial growth and success of people while preserving the local community bank culture. We are optimists ready to help you design a pathway to pursue your dreams. Be it a desire to start a new business, to expand your operations or to improve efficiencies, our team is ready to help you step toward your goal. Stop by today and let's get started.