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Savings

Plant the seed and set your savings to bloom with one of our personal savings accounts. Not sure which account is best to meet your goals? We can help. Stop by our branch or contact us. Start saving today.

 

Account Options

Options Security Savings1,2 Money Market1,2
Reward Competitive interest paid quarterly Competitive, tiered rates
Opening Deposit $100 $1,500
Minimum balance to earn interest $1 Higher balances earn higher rates
Monthly Maintenance fee $0 Avoid $8 by maintaining $10,000 average collected balance
Free Online Banking and Bill Pay YesYes YesYes
Free Mobile Banking and Mobile Deposit YesYes YesYes
Free transactions 6/quarter; $1/withdrawal thereafter Unlimited in person withdrawals; 10 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order; $5 per transaction thereafter
Free eStatements with check images YesYes YesYes
Nationwide ATM fee refunds YesYes YesYes
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1 Interest rate and annual percentage yield (APY may change at any time at the Bank's discretion). View current rates.
2 A dormant account fee of $5 per month will be charged if account is inactive for 12 months or more.
3 A $4/mo. fee for paper statements will be charged if not enrolled in eStatements

Certificates of Deposit

Options Certificates of Deposit (CD)
Reward Earn higher interest than our Security Savings account
Opening Deposit $2,000
Term options 30 days to 5 years
FDIC insured YesYes
Automatic renewal4 YesYes
Early withdrawal penalties YesYes
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4 10 days after maturity CDs automatically renew for the same term as the original product at the current interest rate on the date of renewal.

Individual Retirement Accounts

Options Traditional IRA Roth IRA
Tax advantage5 Tax deductible contributions Tax free earnings at withdrawal*
Income limits to open No Yes
Setup fees, monthly/annual fees No No
Contribution limits Yes, see current limits Yes, see current limits
Early withdrawal penalties6 Yes, see penalties/exceptions Yes, see penalties/exceptions
Mandatory withdrawal age 72 No
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IRA Investment products are NOT FDIC Insured, Not Bank Guaranteed and May Lose Value. Consult your financial advisor.
5 Subject to some minimal conditions. Consult a tax advisor.
6 Certain exceptions apply, such as healthcare, purchasing first home, etc.

Health Savings Accounts

Options Health Savings Account (HSA)
Reward Pay qualified medical expenses covered in high-deductible health plan tax free
Opening deposit $100
Monthly maintenance fee $0
Free Online Banking and Bill Pay YesYes
Free Mobile Banking and Mobile Deposit YesYes
A health savings account is a tax-exempt trust or custodial account established exclusively for the purpose of paying qualified expenses for the account beneficiary, spouse and children who are covered under a high-deductible health plan (HDHP). Not all HDHPs are HSA-eligible. It is the account holder's responsibility to check with their insurer to make sure their HDHP is HSA-eligible. Please refer to the provided Health Savings Account Disclosure Statement - Custodial Account.

Start Saving Now

Save today for the things that matter tomorrow. Open a retirement account now.

  • Maximize your savings over the long term
  • Live the retirement lifestyle you choose
  • Let your money work for you

View Security Bank's Retirement Options

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