Personal Checking

Experience straightforward personal checking accounts designed for simplicity and convenience, without a complicated monthly fee structure or balance restriction. Not only that. You also gain reliable service, personal attention, and a real banking relationship that matters when you need us — that’s the Security Bank difference. Visit us and experience the difference.

Four Checking Options To Fit Your Needs.

Security Bonus

Ideal if you want to earn higher interest when monthly reward qualifications are met.

Security Checking

A good choice if you want a simple account with digital tools. We will throw in some free checks too.

Platinum 55 Checking

A good option if you are age 55+ and looking for additional perks with your account.

e-Checking

This account is good if you want a lower opening balance and simple, electronic banking account.

Which Checking Account is Right For You?

Let's compare personal checking options and features.

Options	Security Bonus Checking^1,2,3,4	Security Checking^3,4	Security Platinum 55 Checking^2,4	Security eChecking^3,4
Perks	Earn higher interest when monthly reward qualifications are met: 10 debit card purchases of $3 or more; one ACH credit or debit; and receive eStatements. View Rates	Simple checking with free box personalized checks each year	Competitive interest paid monthly plus additional freebies for 55+ including free notary service and discounts on safety deposit boxes View Rates	Safe, affordable electronic account with no transaction limit and lower opening balance
Free Online Banking and Bill Pay	Yes	Yes	Yes	Yes
Free Mobile Banking and Mobile Deposit	Yes	Yes	Yes	Yes
Opening Deposit	$100	$100	$100	$25
Monthly Maintenance fee	$0	$0	$0	$0
Free transactions	Unlimited	Unlimited	Unlimited	Unlimited
Statements	Free eStatements with check images	Free eStatements with check images	Free paper / eStatements with check images	Free eStatements with check images
ATM	Surcharge-free at QuikTrip® ATM locations	Surcharge-free at QuikTrip® ATM locations	Surcharge-free at QuikTrip® ATM locations	Surcharge-free at QuikTrip® ATM locations
Instant-issue debit card	Yes	Yes	Yes	Yes
Free printed checks	No	Yes⁵	Yes⁵	No
Open an Account	Contact Us	Contact Us	Contact Us	Contact Us
¹ Bonus Checking qualification transactions must settle and post to the account during the Monthly Qualification Cycle. The Monthly Qualification Cycle is the calendar month, meaning the days beginning on the first day of the month through the last day of the same month, adjusted for weekends. Transactions may take one or more banking days from the date transactions were made to settle to the account. If the end-of-month falls over the weekend, accounts will cycle the Friday before. If the end-of-month falls on a federal holiday, accounts will cycle the business day before. Transfers between accounts, Bill Pay transactions and ATM-processed transactions are not qualifying transactions. Fees may reduce earnings. Limit two accounts per household. ² Interest rate and annual percentage yield (APY) may change at any time at the Bank's discretion. See current rates. ³ A $4 fee for paper statements will be charged if not enrolled in eStatements. For eChecking accounts, the paper statement fee is reduced to $2 if not enrolled in eStatements ⁴ A $5 dormant account fee will be charged per month on checking accounts inactive for 12 months or more and on savings and personal money market accounts inactive for 24 months or more. For eChecking, if account goes dormant for 12 months or more, we will close the account and mail the remaining account balance to the address on file. No dormant fee will be charged for eChecking accounts. ⁵ Call us to reorder checks to receive your discount. 918.664.6100.

Open a Savings Account too.

Save for what matters most to you.

Designate a special account to help you start preparing for today's needs and tomorrow's dreams. Start small. Start big. Whatever you decide, start saving today.

Build a safety net with an emergency fund
Teach your child the power of savings with their first account
Gain the freedom to explore new opportunities
Treat yourself to a once-in-a-lifetime experience

We are here to help you find the right tools to manage your financial journey with confidence.

See our Savings Account Contact Us

Additional Tools To Help Manage and Protect Your Money

We are here to help you bank with confience and convenience. One of our best service features is our personal attention. Stop by the bank and let's talk in person. We can help you determine which products and tools will help you plan, manage, grow and protect your hard-earned money. Experience the Security Bank difference. Visit us or give us a call today.