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Positive Pay

Maximize your defense against paper check fraud with an added layer of security. Positive Pay helps you proactively detect unauthorized or altered checks being cashed from your account.


Enhanced Check Fraud Protection:

  • Advanced Security: Protects your business by matching issued checks against those presented for payment, alerting you of potential fraud before funds are withdrawn.
  • Multi-Factor Verification: Identifies and flags any discrepancies by cross-referencing multiple data points
  • Streamlined Workflow: Flexible options for inputting and managing check items.
  • Customizable Filters: Easily pinpoint check exceptions based on amount, check number, or image.
  • Instant Reporting: Access on-demand reports for comprehensive insights.
  • Cost & Time Savings: Prevent fraudulent transactions and avoid associated losses.

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Maximize Your Defense


Positive Pay, like any fraud prevention tool, cannot 100% guarantee to catch every instance of fraudulent activity. Your best defense is to review your exception check report daily. Exception check information is made available each business day. The deadline to review and process all exceptions is noon Central Standard Time. After the deadline, checks are paid unless companies deny payments before the cutoff time. Actively monitoring your account daily will maximize your protection and minimize financial loss.

If you notice a suspicious check item or suspect fraud, call us immediately at 918.664.6100.

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