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Individual Retirement Accounts

Invest in your future today. The earlier you start saving, the more time your money has a chance to grow, allowing you to enjoy your ideal retirement.

  • Maximize your savings with tax-advantaged* options
  • Enjoy no setup fees or annual maintenance costs
  • Start saving with a $2,000 minimum deposit

 

Choose the Right IRA for You: Traditional vs. Roth

Both Traditional and Roth IRAs offer distinct tax advantages* designed to support your financial goals. Explore the benefits of each option below, and consult a tax advisor to find the perfect fit for your financial future. Don't wait — secure your retirement today!

 

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Roth IRA

  • Income limits to be eligible to open Roth IRA
  • Contributions are NOT tax deductible
  • Earnings are 100% tax FREE at withdrawal*
  • Principal contributions can be withdrawn without penalty*
  • Withdrawals on interest can begin at age 59½
  • Early withdrawals on interest subject to penalty**
  • No mandatory distribution age
  • No age limit on making contributions as long as you have earned income

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Traditional IRA

  • No income limits to open
  • No minimum contribution in any year
  • Contributions are tax deductible on state and federal income tax*
  • Earnings are tax deferred until withdrawal (when usually in lower tax bracket)
  • Withdrawals can begin at age 59½
  • Early withdrawals subject to penalty**
  • Required minimum distributions (RMDs) must be taken each year beginning with the year you turn age 73.

For more information about opening an IRA, call us at 918.664.6100.

*Subject to some minimal conditions. Consult your tax advisor.
**Certain exceptions apply, such as healthcare, purchasing first, etc. 

Pursue your life goals

Create a personalized wealth management plan that aligns with your life objectives. We can connect you with a financial planner who will assist you in preserving and growing your wealth. This way, you can plan for retirement, develop your business, or invest your money to enjoy life on your own terms.

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