Business Accounts

Solutions designed to support your cash needs today and tomorrow.

Business Checking Options

Small Business Checking

A solution for a growing business.

Up to 200 free transactions each month
No monthly maintenance fee
No minimum balance requirements
Full suite of business banking solutions

Commercial Checking

Ideal for businesses with large transaction volumes.

Offset fees with a monthly earnings credit
Earnings credit based on your account balance size
Free eStatements
Full suite of business banking solutions

Compare Business Checking Options

Options	Small Business Checking¹	Commercial Checking²
Best For	Small or growing business with lower transaction volume	Larger transaction volume with earnings credit
Online Banking
Bill Pay	Unlimited bill pay $15	Unlimited bill pay $15
Mobile Banking
Opening Deposit	$100	$250
Monthly Maintenance fee	$0	Earnings credit applied based on your account balance to help offset $8/mo. fee and other service charges
Free transactions	Up to 200 free transactions monthly, including written checks and written deposited items; 50¢ each thereafter. ACH/debit card transactions not included.	25¢ per item posted; 8¢ per check deposited
Statements	Free eStatements with check images	Free paper/eStatements with check images
Instant-issue debit card
Additional Benefits	Take advantage of our full suite of business banking solutions to simplify your financial management and optimize your time. Experience the personal attention and service our bankers offer as we help you identify opportunities to improve inefficiencies and enhance your financial position. Request a free cost analysis to see the value and potential cost savings we can offer you.
¹ Business Checking - A $4/mo. fee for paper statements will be charged if not enrolled in eStatements. ² Interest rate and annual percentage yield (APY) may change at any time at the Bank's discretion. Visit or call us for current rates.

Print business checking accounts

Business Money Market

Options	Business Money Market¹
Best For	Investing excess cash flow with tiered rates; higher balances earn higher rates
Free Online Banking and Bill Pay
Free Mobile Banking
Opening Deposit	$1,500
Monthly Maintenance fee	$8/mo. fee applies only if average collected balance falls below $10,000
Free transactions	10 per statement cycle; $5 per withdrawal thereafter
Statements	Free paper/eStatements with check images
Learn More Links	View Rates
¹ Interest rate and annual percentage yield (APY) may change at any time at the Bank's discretion. Visit or call us for current rates.

Certificates of Deposit

Options	Certificates of Deposit (CD)
Reward	Earn higher interest than our Security Savings account
Opening Deposit	$2,000
Term options	30 days to 5 years
FDIC insured
Automatic renewal⁴
Early withdrawal penalties
Open an Account	View Rates
⁴ 10 days after maturity CDs automatically renew for the same term as the original product at the current interest rate on the date of renewal.

IntraFi Network Deposits

Options	IntraFi Network Deposits
Reward	Multi-million dollar FDIC insurance coverage
Advantages	Interest above standard savings Convenience - everything is managed internally by Security Bank CD and Sweep account options Ask us for details.
Request Info	Learn More
Limits apply. Funds may be submitted for placement only after a depositor enters into a Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. IntraFi Network Deposits CD Option is a registered service mark of IntraFi Network, LLC.

Let’s Talk Business

We are here to help — be it to open a business account, schedule a complimentary cost analysis or explore solutions tailored to your business needs. Let's connect and discuss your needs.

Contact Us

Why Bank with Us?

Enjoy local, reliable, relationship banking.

Local Expertise: We understand Tulsa’s local market, and we are here to help, not just with banking, but with insight, guidance and support.
Trusted Reliability: You have direct access to a team of bankers you can depend on to communicate clear expectations and to respond in a timely, courteous manner.
Real Relationships: We build genuine relationships, because we genuinely care about helping people. You are a person, not a number.