Take quick control over your company's finances with Security Bank's suite of treasury services. Easily navigate day-to-day bookkeeping and streamline processes to suit your business needs.

Online Banking & Bill Pay

  • Fast and secure service for business customers
  • Instant access to deposit, savings, and loan balance information
  • View detailed account history
  • Transfer funds between accounts
  • Export transaction data to many financial software programs
  • Simplify account management
  • Save time; avoid unnecessary trips to a branch
  • Save money on postage fees with online bill pay

ACH Origination

  • Electronically conduct a number of transactions including:
    • Payroll direct deposit
    • Vendor payments
    • Collection of pre-authorized payments
    • Pay state and federal taxes
  • An up-to-date record of transactions is available via online banking or account statements
  • Schedule one-time or recurring ACH debit or credit files
  • Efficient and accurate processing, providing more visibility to your cash position
  • Create cash concentration files to consolidate funds from various banks
  • Increase productivity by automating processes
  • Cut down on employee resources and time
  • Increase accuracy; reduces human error
  • Reduce lost check and fraud expenses

Remote Deposit Capture

  • 24/7 anytime availability, including weekends and holidays
  • Deposit checks in less time, without leaving your desk
  • Cut down on time spent and transportation costs
  • Consolidate deposits from multiple locations
  • State-of-the-art security and data transmission
  • Access to detailed reports and images
  • Mobile remote deposit capture

Lockbox

  • Ideal for businesses that receive a large amount of incoming mail
  • Have your customer’s payments mailed directly to the bank
  • Maximize availability of funds by reducing mail delays
  • Improve efficiency of accounts receivable processing
  • Expedite your deposits and enhance your cash position
  • Strengthen audit controls
  • Access to detailed images and reports
  • Save time and resources; reduce internal accounting expenses
  • Import transactions into accounting software

Merchant Services

  • Give your customers more ways to pay
  • Accept all major credit cards
  • Accept all debit cards and gift cards
  • Competitively low rates
  • Secure, reliable equipment
  • Sophisticated security protocols
  • Wireless terminals available
  • Professional, personal service

Sweeps

We offer Zero Balance Accounts (ZBAs):

  • Minimize lost profits in mismanaged or overlooked accounts
  • Funds transferred to ZBA match checks issued exactly
  • As checks are cashed, account balance returns to $0
  • Eliminate excess account balances
  • Links to a master account giving you a comprehensive look at your company funds across multiple ZBAs
  • Eliminate manual fund transfers

Wire & Stop Payments

  • Easy, same-day, safe movement of funds
  • Initiate domestic and international wire transfers
  • Initiate wire instructions from the convenience of your office
  • Save time and company resources
  • Schedule one-time transfers or create recurring templates for future use
  • Enter stop payments directly into online banking

 See wire instructions in our Forms section.

Prepaid Expense Management

Our partners FIS are laser-focused on providing clients with new and competitive solutions. Enter BizNOW® — a prepaid expense management solution that empowers mobility in payments for today’s businesses.

Regulatory obstacles make it difficult for businesses to issue credit or debit cards to their employees. As a result, one-third of corporate expenditures are handled by employees sharing cards, by using personal cards and filing expense reports, or by exchanging receipts for cash. There’s a better way: BizNOW. BizNOW mobile-based, real-time expense management eliminates these expensive, inefficient and risky practices while helping businesses better manage cash flow and simplify the expense reporting process.

With BizNOW, employees benefit from a simpler process that’s more secure, and business owners realize these important advantages:

  • Greater efficiency – Mobile approval and dynamic funds movement
  • Enhanced security – Elimination of card-sharing among employees
  • Tighter control over cash flow and budgeting – Real-time tracking
  • Cost savings and efficiency – Time-consuming expense report processing and costly check handling are diminished.

How it works:

  1. Employee needs funds for T&E purchasing
  2. Manager approves & employee pulls funds as needed
  3. Funds available Immediately to employees
  4. Real-time authorization & reporting
  5. Unused funds are returned to the master account

Get started today and empower your business clients for tomorrow.