Rates effective as of 07/01/2017. Higher rates are available for amounts greater than $100,000. Contact Nancy Adair at 918-628-5534 or Sharon Russell at 918-628-5537 for more information

Security Bonus Checking* See Details

Balance Rate APY
0 - $15,000 2.03% 2.05%
$15,000 - $25,000 1.00% 2.05% to 1.63%
$25,000+ 0.30% 1.63% to 0.30% depending on account balance
All balances if qualifications not met 0.10% 0.10%

To bring home your full rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Security Bonus Checking account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and review e-Statements

Easy. In fact, these qualifications were designed to make your banking experience even easier. And don't worry if you miss one month. You'll still earn our base interest rate, and you can earn your rewards in full the very next cycle!

Security NOW Checking See Details

Balance Rate APY
$0 - $5,000 0.10% 0.10%
$5,001 - $25,000 0.15% 0.15%
$25,001 - $50,000 0.50% 0.50%
$50,000+ 0.65% 0.65%

Checking and Savings Accounts

Account NameRateAPY
Security Savings 0.35% 0.35%
Security Senior Checking 0.75% 0.75%

Certificates of Deposit See Details

TermRateAPY
30 Days 0.50% 0.50%
90 Days 0.50% 0.50%
182 Days 0.95% 0.95%
12 Months 1.00% 1.00%
18 Months 1.00% 1.00%
24 Months 1.24% 1.25%
36 Months 1.49% 1.50%
48 Months 1.49% 1.50%
60 Months 1.84% 1.85%

Penalty for early withdrawal.

Step-Up CD See Details

TermMinimum to OpenAPY
3 Year $10,000 1.86%
5 Year $10,000 2.11%

The Step-Up CD is tied to the Fed Funds Rate. We determine the rate on your account by adding .60% for the 3 year term or .85% for the 5 year term to the top of the target rate range for Federal Funds as reflected by the Federal Reserve Bank of New York. Rates may adjust semi-annually on June 30 and December 31. Substantial penalty for early withdrawal.

Money Market Accounts See Details

Balance Rate APY
$0 - $10,000 0.10% 0.10%
$10,001 - $25,000 0.10% 0.10%
$25,001 - $100,000 0.50% 0.50%
$100,001 - $250,000 0.65% 0.65%
$250,001 - $500,000 0.85% 0.85%
>$500,000 1.15% 1.15%

APY = Annual Percentage Yield.

Rates subject to change. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. APY on checking & savings accounts assumes interest is compounded monthly. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.