Forget having to dig for change — or worse, write a check — when shopping. Use your Visa® debit card for purchases around the globe and online.

  • Visa® debit card available with any Security Bank checking account
  • Use at the ATM, register, or online
  • Links directly to your checking account balance
  • Funds deducted automatically
  • No finance charges or late fees
  • Faster than writing a check
  • Easier than carrying cash
  • Accepted worldwide

Open a Security Bonus Checking account and use your debit card to qualify for high interest!

EMV Chip Technology

Enjoy more peace of mind with every debit card purchase — Security Bank debit cards now include an EMV chip.

Make debit card purchases more securely than before. All debit cards we issue now include an EMV chip — a microchip that increases the security of your purchases when you use your card at EMV chip-enabled terminals.

More about EMV chip technology:

“EMV” stands for “EuroPay, MasterCard®, Visa®.” Debit cards with an EMV chip use cutting-edge technology to keep your transactions more safe. The technology originated in Europe and is already in use around the world. It’s been key in fighting the rise of fraud, and has been adopted by the major credit card issuers.

How the EMV chip makes your purchases more secure:

When you make a transaction using the EMV chip on your card, a unique code is generated for that purchase. The chip does not reveal any sensitive information, but instead generates a code for the transaction that cannot be re-used. This makes each transaction unique, and adds another layer of protection that makes it more difficult for fraudsters to gather and use your card information.

How to use your card with an EMV chip:

Making more secure purchases is easy:

  1. First make sure that you’re at a chip-enabled terminal when making a purchase.
  1. Insert the chip end of the card into the terminal, facing up.
  1. Sign your name or enter your PIN as you would with any other debit card purchase.


That’s all there is to it! Just make sure to remove your card after the transaction is complete.


You can still use your debit card by swiping it.

Some merchants do not yet offer chip-enabled terminals  — in which case, you can still use your debit card the way you have previously, using the magnetic strip.

Be aware, however, that you won’t enjoy the enhanced security features of the EMV chip card by swiping it and using the magnetic strip. It’s always more secure to use your EMV chip to make purchases.


Learn more about EMV chip cards.