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With our VISA® credit cards, you enjoy the benefits of worldwide acceptance and zero fraud liability.



Choose a card that fits your goals

  • Cash Rewards Platinum
    Earn unlimited 1% cash back on net purchases. Cash rewards never expire.1 *Important Disclosures
  • Rewards Platinum
    Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. No cap on points you can earn.1 *Important Disclosures
  • Platinum Edition
    0% intro APR on purchases and balance transfers for first 12 months. After that, a low APR between 8.99% and 18.99%, based on your creditworthiness. *Important Disclosures
  • Signature Travel
    Earn unlimited 1.5 points per dollar on net purchase, plus earn 30,000 points when you spend $2,500 in first three months. Redeem points for merchandise, rental cars, cruises, hotels and airline travel. Airline tickets are good on any airline with no blackout dates. Enjoy perks too: travel discounts, travel insurance, 24/7 concierge service, and event perks.1 For full list of perks, visit *Important Disclosures

Enjoy these benefits

  • Competitive Rates2
  • Mobile payments like Apple Pay® and Google PayTM for a safe and secure way to pay
  • Free FICO® Score3
  • Cell Phone Protection4
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCKTM Email and Text Fraud Alerts
  • ID Navigator Powered by NortonLifeLock5

Full Consumer Disclosure

0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

1In order to access rewards, your account must be open and in good standing.

2Clicking on the Apply Now link, you will be directed to an outside site not managed by Security Bank. Please see Personal Credit Cards for important disclosures, current interest rates, charges and fees for each card type. VISA® credit cards are issued by TCM Bank, N.A. and subject to credit approval. 

3FICO is a registered trademarck of Fair Isaac Corporation in the United States and other countries.  FICO® Scores are updated monthly.  You may not see your FICO® Score right away.  Some exclusions apply.  Cardholders receving employee pricing are not eligible.

4Certain terms, conditions and exclusions apply.  In order for the coverage to apply, you much charge your eligible cellular wireless bill to you covered TCM Bank-issued card.  To learn more about this benefit or to file a claim, visit the FAQ section at

5No one can prevent all identity theft.