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COVID-19 Updates


Since PPP loans were enacted in April 2020, the bank has funded nearly 1,000 loans for over $150 million to small businesses in Tulsa County and surrounding areas.  We are proud to participate in this landmark effort to provide relief to individuals and businesses during the coronavirus crisis.  We are now working on the forgiveness phase; switching our attention to assist customers calculate eligible costs to maximize loan payoffs (forgiveness).

Below are the current forgiveness forms for all PPP loans, whether funded in 2020 or 2021.  The new forms have been streamlined to minimize calculations.  You will receive a link to our PPP portal to complete the appropriate forgiveness form and upload documentation, if required.  Information about your loan will be pre-populated in your account.  Before initiating online entry, review the descriptions of applications below to assist you get ready and gather appropriate information. 

Only electronic submission of the forgiveness application and all supporting documentation will be accepted. 

PPP Loan Forgiveness

Loans for $150,000 or less:

Form 3508 S & instructions

If this is your 1st Draw loan, review instructions to verify that you are eligible to use this one-page form.  You are not required to submit supporting documentation. 

  • You spent funds on eligible costs over the covered period between 8 weeks through 24 weeks after your loan funding date.
  • You spent at least 60% of the funds on eligible payroll.  This includes all cash compensation, certain employee benefits and state unemployment taxes.  Compensation is capped for salaries >$100,000 and owners. 
  • You spent remaining funds on eligible nonpayroll costs.  This includes mortgage interest, rent, utilities, certain software or cloud computing costs, costs for PPE worker protection and more. 

If this is your 2nd Draw loan, the above requirements apply, plus:

  • Gross revenue from 1 quarter of 2020 was reduced 25% or more when compared to the same quarter in 2019.   You must upload the Revenue Reduction Worksheet and information to support this calculation with your Form 3508-S online. 

Loans >$150,000:

Form 3508 EZ & instructions

This is an easy version for self-employed individuals, independent contractors or sole proprietors who had no employees at the time of your loan.  Other businesses will quality for the EZ form if you did not reduce salary or wages for employees more than 25%. 

Form 3508 & instructions

All other PPP borrowers use this standard form that includes Schedule A for detailed payroll calculations.  Use the worksheet provided on the portal as a tool to assist with all the complex details. 


We have a project team who will review all submitted applications and are available to answer questions or provide additional information.  Contact one of them at [email protected]

Only electronic submission of the forgiveness application and all supporting documentation will be accepted. 


PPP Loan Forgiveness FAQs

PPP Forgiveness Documentation

Revenue Reduction Worksheet



Our Lobby is Open

The safety and health of our employees and customers continue to be our most important priority.  Although the mask mandate has been lifted by the city of Tulsa, we still have safety precautions in place:

  • We have masks available if you choose to wear one
  • Temperature kiosks are available by our entry doors and available for your use
  • Practice social distancing by staying 6 feet away from other customers
  • Please limit the number of individuals entering when possible
  • If you feel sick, have a fever, or are displaying any symptoms of illness, do not enter the bank


Alternate Banking Methods

Drive Thru Facilities                                         Online and Mobile Banking

Night Depository                                              Telephone Banking

ATM (our branch or any TransFund location)


You can bank at home without skipping a beat.  

Enroll in online banking to access your account anytime, anywhere.

  • Free, 24/7 Online Banking access:
    • Check balances
    • View recent account history
    • Transfer funds between your Security Bank accounts
    • View e-Statements
  • Convenient Online Bill Pay service included:
    • Make secure, instant payments
    • Schedule future payments
    • Set recurring payments
    • Save money on postage
  • Manage your accounts using our Mobile App
  • Deposit checks from anywhere, at any time of the day or night with Mobile Deposit
    • Simply take a photo of your endorsed check and upload it securely using our mobile banking service
  • Save a tree when you switch to e-Statements:
    • Easy to download, open, and save
    • More secure than standard paper mail statements
    • Instant access to your statements, no delivery delays
    • Completely paperless - no trash, no clutter
    • Print a hard copy as needed






Oklahoma State Health Department

The OSHD has established a call center to answer COVID-19 related questions: 877-215-8336. The call center has the capability to connect callers to Spanish-speaking interpreters.

Tulsa County Health Department

COVID-19 Vaccine Registration:




US Treasury CARES Act Assistance for Small Businesses

Tulsa Chamber of Commerce

Broken Arrow Chamber of Commerce



Oklahoma Employment Security Commission information on Unemployment Claims

US Department of Labor




DISCLAIMER: Resources are provided as information only and should not be construed as medical or legal advice.